The Problem Statement
No Banking facilities. Restricted and inadequate bank lending limits. Lack of Project Finance for long-term project. Cashflow mismatch due to poor capital allocation.
No pathway to angel or VC funding. No Idea on how equity fund raising works and associated negotiations with the investors.
Accounts are finalized late. No month end process in place. No Dashboards -creating blind spots in decision-making.
Strong product line but revenue & profitability not growing due to cash-flow constraints, compromised quality of people & no proper capital planning.
No clarity on IPO roadmap or Equity monetizing or creating shareholder value.
A full-time CFO, with strategic thinking, at ₹1 Cr+ cost/year is not affordable. Board and Governance not strong. No deep understanding on debt & equity funding. No Investor-oriented perspective.
Who We Are
Kairos Partner LLP brings together a team of experienced and senior finance and banking professionals with strong banking and investor ecosystem relationships and a combined experience of over 50 years — spanning across corporate banking, MSME lending, strategic finance, equity investments and portfolio management.
Our partners have managed large-scale finance operations, executed $5B+ in Working capital finance, $1B+ in investments and $500M+ in exits and navigated complex NPA resolutions, OTS settlements, loan restructurings — giving us a rare 360° view of both sides of the table.
Banking Partners
What We Bring to the Table
Why Fractional — Why Now
Engagement Models
Who We Work With
How We Work Together
We work with a small number of MSME founders at a time — by design. You get senior partner attention, not a junior associate. We have skin in the game and are open to equity participation in businesses where we see long-term potential.
We discuss your business, current challenges, and goals. No pitch — just an honest conversation.
Rapid deep-dive into your books, bank limits, cash flows, and strategic gaps to identify quick wins.
Tailored retainer scope and tier — specific to your business, not a template.
We get to work — bank meetings, account review, MIS build, financial roadmap.
The Partners
A seasoned finance professional with 35+ years across non-renewable energy, infrastructure, aviation, petroleum, and packaging industry.
Expert in Trade Finance, Treasury, Equipment Financing & Fund Raising, with a strong record managing relationships with leading banks & NBFCs. Skilled in SAP ERP implementation, bank audits, financial planning, and regulatory compliance.
Finance & Banking
45 Years in Banking. Ex-Banker
+91 97691 78917 Click for more infoSeasoned banking veteran with over four decades of comprehensive experience across the spectrum of corporate finance.
Deep expertise in structuring Working Capital, Term Loans & Project Finance, & non-fund instruments like LCs & Bank Guarantees — with a strong track record in financing large-scale Turnkey Projects across diverse industries.
Let's Talk
We propose a focused 120-minute conversation — no pitch, no pressure.
Just an honest discussion about your business and whether we can help.
Shop 7, Ameesha Building,
Charkop, Kandivali West,
Mumbai — 400 067
MSMEs & Growth-stage companies across India with turnover of ₹5 Cr – ₹50 Cr